“Double Your Savings Overnight? Discover the Magic of PM Jan Dhan Yojana!”

Government of India comes up with various schemes from time to time.

Often the government introduces such schemes which prove to be very beneficial to the citizens of the country. In today’s article, we are talking about one such scheme.

This scheme was started on 15- an. August 2014
and till now it has greatly benefited the citizens of the country.

From this article, you will get all the information related to “Prime Minister Jan Dhan Yojana.”

What is PM Jan Dhan Yojana

Prime Minister’s Jan Dhan Yojana is a scheme launched by the Prime Minister of India in 2014
to open zero-balance accounts for the economically disadvantaged in the country’s nationalized banks and post offices.

These bank accounts linked to Aadhaar cards offered accidental cover up to ₹ 1 lakh to account holders.

PM Jan Dhan Yojana Latest News

Under Pradhan Mantri’s Jan Dhan Yojana, Finance Minister Nirmala Sitharaman made an important announcement in Budget 2023.

It says that account opening under this scheme will now be done through video calls. This will strengthen digital banking.

Under this scheme, it was also announced that PAN cards will now be accepted in all digital systems of selected government agencies.

Features Of PM Jan Dhan Yojana

  • Convenient Banking Services – Prime Minister Jan Dhan Yojana covers about 2000 households within a radius of 5 kilometers and provides them with the benefits of convenient banking services.
  • Financial Literacy Program – Beneficiaries are trained in banking services and practices so that they do not face difficulties in using banking services.
  • RuPay Debit Card – Beneficiaries will get a RuPay Debit Card with ₹ 2,00,000 accident cover after opening the account.
  • Prime Minister’s Security Insurance Scheme – Under the scheme, the beneficiaries get a benefit of ₹ 2,00,000 for which they have to pay only ₹ 12 per year. Accident Insurance – Beneficiaries get Accident Insurance of ₹ 1,00,000.
  • Life Insurance – Beneficiaries of the scheme are provided with a life insurance policy of ₹ 30,000.

Benefits Of PM Jan Dhan Yojana

Through this, all people especially poor people who don’t have bank accounts will get zero bank balances under this scheme.

Applicants will also get benefits like equity insurance, loan assistance, etc. govt. through this scheme.”

“More than
0 million bank accounts have been opened so far through the Pradhan Mantri Jan Dhan Yojana.

According to the figures, the number of beneficiaries of the scheme has increased to
0.05 million.

A total of more than 1.30 lakh crore rupees has been generated. Deposited in all these bank accounts Accident insurance under the scheme has been increased 100000000 to Rs.

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Eligibility Of PM Jan Dhan Yojana

  • Please note that applicants to the program must first open a bank account to be eligible for the program. The applicant should also consider that the account must have been opened on 15th August 2014
  • to his 26th January 2015 according to Pradhan Mantri Jan Dhan Yojana.
  • Only applicants who are the head of the household or the employer of a family member are eligible for this scheme. To participate in this program, applicants must be between the ages of 18 and 59.
  • Officials of the Central Government or State Governments of India are not eligible for the benefits of this program. Tax-paying Indian citizens are also exempt from the scheme.
  • Citizens who have retired from public service for the central or state governments are also not eligible for benefits under this plan.

PM Jan Dhan Yojana Documents

  • “Aadhaar Card
  • Address Proof Certificate
  • Driving License
  • Identity Proof Certificate
  • PAN Card
  • Passport Size Photo
  • Mobile Number”

Official Website PM Jan Dhan Yojana

“There is no official website to apply for this program, as this program opens an account with a bank. , please visit this official website.” click here

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How to Apply?

  • “To apply for Jan Dhan Yojana, candidates should visit their nearest bank.
  • After entering the bank, candidates should get the Jan Dhan Yojana application form from the bank staff there.
  • After receiving the application form, candidates should fill it out and provide all. the required details.
  • details accurately and attach the necessary documents.
  • The form should be handed over to the bank officials in the evening.
  • Once the form is submitted, the bank’s employees will process the application form and the applicants’ accounts will be opened.”

Check your account balance from the portal.

  • The first step for candidates is to visit the official website of Prime Minister Jan Dhan Yojana.
  • By clicking on the official website, candidates will be directed to the home page of the website.
  • Now candidates have to click on the “Know Your Fee” option on the home page.
  • After that, a new page will open on the candidates’ screen.
  • Applicants should write their account number and bank name on a new page.
  • Applicants must enter their account number twice at this stage.
  • Next, applicants must enter the CAPTCHA code.
  • After that, candidates have to click on “Send OTP on Registered Mobile Number”.
  • The OTP will be sent to the registered mobile number of the candidates.
  • Applicants can then add their photo and verify their bank account.

How to Login

  • “First candidates have to visit the official Jan Dhan website.
  • After that, the home page of the website will appear on the candidate’s screen.
  • Now the candidates have to click on the “Eligibility for Us” tab on the home page.
  • which the candidates have. click the “Bank Login” link.
  • Now a new page will open on the applicant’s screen.
  • Applicants must enter their username and password on a new page.
  • Then, candidates have to click on the “Login” button to complete the login.

How To Download Account Opening Form?

  • “First of all, applicants should visit the official website of Prime Minister Jan Dhan Yojana.
  • As soon as they visit the official website, the home page of this scheme will open on the screen of the applicants.
  • On the home page, applicants should go. to the address below section ‘E-Document’.
  • Now candidates have to click on “Account Opening Hindi Form” or “Account Opening English Form” as per their preference.
  • After that, the account opening form will appear on the candidates’ screen.
  • Now candidates have to click on the download option.
  • By clicking, the candidates’ account opening form will be finally downloaded.

How to Take Loan From PM Jan Dhan Yojana?

“First of all, applicants must visit the official website of Prime Minister Jan Dhan Yojana. As soon as they visit the official website,

the home page of this scheme will be opened to the applicant” If the applicant already has a Jan Dhan Yojana bank account with the prime minister,

the government can provide an overdraft in these accounts based on the applicant’s deposits of ₹2,000 to ₹100,000.

With this money, applicants can start their own company or business, and they are also required to repay.

The government conditions for this are very simple and allow a loan of ₹ 100,000 without collateral.

Applicants would like to emphasize that this option is offered by the bank and not online. For this, applicants need to visit a bank branch.

Applicants can use an overdraft account of up to three times their monthly savings.”ts”. Candidates should go to the “E-document” home page.


Now candidates have to click on “Account Opening Hindi Form” or “Account Opening English Form” as per their preference. After that, the account opening form will appear on the candidates’ screen.

Now candidates have to click on the download option. On clicking, the candidates’ account opening form will be downloaded.

Pension Benefit Of PM Jan Dhan Yojana

Prime Minister Jan Dan Yojana is appointed by the central government.

Candidates can also enjoy the benefits of Chief Minister Maan Dhan Yojana by subscribing if they have a Chief Minister Jaan Dhan Yojana account and get 3000 Indian Rupees monthly pension.

Applicants can benefit from the program if they are between 18 and 40 years of age.

Candidates will have to pay the insurance premiums from the time of registration until the age of 60.

After that, they get a monthly pension. The pension amount will be transferred to the applicant’s savings account.

Helpline Number

18001801111, 1800110001.  Call for any questions.

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